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Yes, a product liability claim against Future Motion is still possible without health insurance. That's a different issue from showing that a defective Onewheel caused your injury.
Compensation through such a claim can include reasonable medical expenses and other injury-related losses, and the rules on damages vary by state.
You can still receive emergency treatment without coverage. Federal law requires hospital emergency departments to provide a screening exam and, when an emergency exists, stabilizing treatment regardless of your ability to pay.
That treatment is not free, and providers can still bill you directly, though certain hospitals must offer financial assistance policies for patients who qualify.
Medical expenses can become part of the damages sought in a Onewheel case, and past litigation shows how that plays out in practice.
Without insurance, you may be personally responsible for your bills upfront. If you establish a viable claim, applicable law may allow you to recover those expenses later. Lacking insurance does not by itself determine whether Future Motion can be held liable.
Sorting out what medical costs you can recover, and building the record to support them, takes someone who has handled this type of case before. Our team reviews your treatment and expenses against the facts of your accident to pursue the compensation your claim supports.
Reach out to The Law Offices of Sean M. Cleary today for a free consultation to talk through your Onewheel injury and what your claim may be worth.