Accidents occur all the time, and many of them result in injuries. Some of those injuries may be superficial and require no treatment, while others may need extensive medical care and produce permanent disabilities.
The circumstances may also vary, from negligence to sheer misfortune, but the most important aspect to consider is that no matter the cause, the only silver lining of an accident is the right to receive compensation from your insurance company.
Regardless of the severity of the injury, everyone is entitled to be indemnified for any pain, suffering, and similar losses, not only for medical expenses or other economic damages.
What Is Considered Serious Bodily Injury?
Severe injuries not only leave a permanent physical mark but also acutely impact the victim's finances, aside from the medical costs, as they can prevent one from working for an extended period.
Such examples of catastrophic injuries that can leave one impaired are:
- Head and Brain Injuries: A major consequence of a traumatic brain injury (TBI) is the loss of consciousness. Comatose patients that regain consciousness are affected for the rest of their lives, as the erosion of certain abilities may deem them unfit for a job, and their recovery is always a troublesome one. Furthermore, treating a traumatic brain injury implies costly medical bills caused by extensive hospital stays, necessary surgeries, and continuing treatments. Car accidents that cause someone TBI are subjected to personal injury claims that result in compensation for economic and non-economic damages.
- Spinal Cord Injuries (SCI): SCI demand permanent assistance and treatment, as a result of irreparable spinal cord damage leading to paralysis. Further functions may be debilitated, like sexual organs, sensory abilities, bowel, bladder, lungs, and digestive system. The negligence of the driver who caused the collision is targeted in a claim to recover the much-needed compensation. The damages covered include but are not limited to long-term medical and caregiving costs, loss of income for the victim, in-home assistance, renovation costs, and everything related to the pain and suffering of their loved ones as well.
- Burns: Burns leave permanent unaesthetic marks and require long periods of medical treatments and corrective surgeries, but the most excruciating effect is the acute emotional and psychological impact that irreversibly changes the victim's life.
- Amputations: Car accidents can directly cause a body part to be severed due to the impact, or they can fully damage a bone that the doctors subsequently decide to amputate. The greatest expenses in this type of injury are the prosthetic limbs that need to be constantly replaced or adjusted. It is undeniable that no amount of money can counterbalance the loss of a limb, but it can minimize financial worries related to medical bills, complications, loss of wages, recovery, lifestyle changes, and therapy.
- Internal injuries: The severity of this kind of injury rests in the threat to internal organs, potentially leading to internal bleeding surgeries or even the need for a transplant and affecting the victim indefinitely.
- Broken Bones and Knee Injuries: The most common type of serious injury, broken bones may appear in the arms, legs, pelvis, hips, shoulders, and other injured parts include ligaments and kneecaps, all of which can leave victims with permanent marks or disabilities. Long recovery periods also generate high medical bills and might develop complications and even amputations. Insurance companies tend to treat the effects of a fracture with minimized importance to avoid fair compensation for the victim.
Guidelines for Maximizing Compensations in Serious Injuries Caused by Car Accidents
Immediate medical attention is the first step to consider following a car accident. This can only help your accident claim, as well as your health condition, due to quick treatment for any potential damage that you might not be aware of.
Another phase of equal importance is contacting a specialized attorney, so do reach out to Sean M. Cleary.
Before receiving any amount of compensation, the victim needs to prove the other party's liability. It is not uncommon for an insurance company to deny liability, so the primary task of the victim is to take action. This is easily done by using the report from the police and the medical unit, or by employing legal help that can clarify liability through witness statements.
Receiving the maximum amount of compensation is conditioned by several circumstances, the essential one being the help of a personal injury lawyer to evaluate the case, instead of reaching out or concluding an agreement with the insurer, who will offer less money than deserved.
An experienced attorney can properly estimate the entire value of your damages to get a generous settlement (medical, loss of income, and suffering) and previsioned expenses while proving fault, negligence, and expenses or losses.
What Will The Law Offices of Sean M. Cleary Do for You?
Given the severity of such cases, it is of utmost importance that you receive proper compensation for any accident-related expenses past or future, physical or mental.
The experienced personal injury lawyer at The Law Offices of Sean M. Cleary will make that possible, and will:
- Analyze medical evidence and contact the treating physicians.
- Ask for supplementary investigations and compare your case to similar claims.
- Evaluate the worth of the claim and ensure a well-deserved reimbursement for all serious car accident injuries.
If you were seriously injured in a car accident in Miami or the State of Florida and decide to get legal representation, you should know that initial consultations with Sean M. Cleary are free of charge. The fees we work with when we take on a case range from 34% - 40%, paid from the total amount of the compensation and only after we recover it.