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It is important to hire a personal injury attorney when injured in a car accident while on the job because legal counsel can help you receive workers’ compensation benefits and no-fault PIP insurance simultaneously.
PIP benefits are primary, but workers' compensation benefits may also be accessed simultaneously. However, workers' compensation benefits will be credited against PIP benefits. Workers' compensation covers car accidents in case the victim is injured in a traffic accident while on duty. Employees who are injured on the job have the right to have their medical expenses covered.
According to Florida law, the time you take off from work will not be paid for the first seven days of disability. However, if the disability time extends over 21 days, the first seven days could be paid as well. On the other hand, damages for pain and suffering, future medical expenses, and punitive damages for employer negligence are not available with worker compensation.
In case the employer and the insurance company have denied claims for benefits, injured employees are advised to contact an attorney to avoid losing their legal rights.
If you’ve been injured in a car accident in Miami that occurred while you were performing job duties or while on a business trip, there are a few questions to be answered:
Workers’ compensation may not be the only type of compensation available to you after a car accident that injures you while you are on duty. You can seek compensation through a third-party claim against a third party liable for causing the car accident. If the other car’s driver caused the accident, you can receive compensation for your losses from that driver’s insurance company. You might also pursue a third-party claim if you were riding with a co-worker who was driving when the accident happened. In other cases, car accidents become product liability claims, for example, tire or airbag failures that cause injury.
If you were injured in a work-related car accident in Miami, you need a competent lawyer experienced in workers’ compensation and personal injury cases. Especially in cases of disability or long-term recovery, any incorrect decision could have catastrophic financial consequences