Insurance coverage is supposed to help accident victims after various types of vehicle accidents pay for the economic damages they have suffered. The accident-related expenses insurance claims should cover each year rise up to millions of dollars, so you should not be surprised when an insurance adjuster avoids paying for certain medical costs in order to reduce the expenses.
Even though most of the motor vehicle accidents do not result in serious injuries or severe property damages, one-third of all automobile accidents involve important injuries. More than 2 million people are injured in a car accident every year, and over 40.000 deaths are reported in various types of accidents. When driving accidents happen, they usually cause types of injuries that require fast air transportation to the hospital in order to avoid the worst outcomes. What many don't know is that a five-minute flight intended to save your life will leave you paying for it for the rest of your life.
Costs up to $25.000 Per Flight
More than 500.000 car accident victims are flown to hospitals by medical airplanes or helicopters for severe injuries that resulted from car crashes. While the average travel distance is approximately 50 miles, the cost of the trip can vary from less than $10.000 to over $20.000 per flight.
Ground ambulances are considerably less expensive, with costs that don't exceed $2.000. However, air ambulances are only called when the medical team on the ground that evaluated the situation of the patient decides it is really necessary.
While the financial issue is not mentioned at the moment of the airlift, many accident victims recover and find out that they are left with a huge medical debt to pay. An insurance claim may cover the full cost of the trip or at least a part of the expenses, but this rarely happens. Only about 50% of the insurers pay the entire cost of air transportation. Some of them even pay an outrageous amount of $300 for medical bills of more than $10.000, leaving the rest on the patient's shoulders.
Don't let Miami Insurance Companies do Things Their Way
Dealing with insurance and medical expenses without the help of an injury lawyer on your side can be a bad decision for your personal injury claim. Insurers will always try to cut expenses and pay a lower amount of money than you are entitled to. When accident victims find themselves in this situation, they usually get overwhelmed by the complexity of an accident claim and end up accepting an unfair settlement offer even though they have suffered extensive and severe injuries. Our law allows individuals to file an injury claim after being involved in serious auto accidents, for example, bicycle accidents hit and run accidents and rear-end accidents. You may be entitled to compensation after a negligent party was at fault of causing you a serious injury, for example, bodily injury, head injuries or traumatic brain injuries. Sean M. Cleary, injury attorney, represents people injured in personal injury cases on a contingency fee basis. These fees range from 34%-40% and are paid from the total amount awarded.
Contact Sean M. Cleary, the Best Car Accident Attorney in Miami
Do not expect insurance companies to be fair. Their goal is to solve as many car accident cases as possible by paying as little as possible. If your medical insurance company doesn't want to cover the cost of your air transportation, it is recommended to have your car accident lawyer involved in the case early. Knowing when to contact an experienced attorney to evaluate your situation can be crucial in getting fair compensation from insurance companies.
Our knowledgeable and professional personal injury lawyer can help you with your car accident case and advise you on the possible options you have, depending on your situation. Sean M. Cleary has experience in Florida and Miami injury lawsuits and knows how to build a solid accident case.