10 Things You Need To Do After a Fender Bender

Posted on by in Auto Accidents

A fender bender is a minor car accident, without personal injury or significant damages. Although it might be regarded harmless, a fender bender is, nevertheless, an auto incident. What would be useful to know if you are involved in a fender bender:

  • First, pay attention while driving in heavy traffic situations and in parking lots. Even if the driving speed is presumably low, people seem to lose their attention or patience while waiting. Statistics have shown that most fender benders occur in parking lots and intersections.
  • Keep your calm. People usually tend to be baffled by unpleasant surprising situations, especially when negative feelings break out after a fender bender. Even if it is a minor incident, make sure everybody is safe and sound after the collision.
  • Be reasonable. Try to discuss reasonably with the other drivers, so you can exchange the car insurance details.
  • Gather evidence for filing a claim. If the context allows you (for instance, if you are not bothering the traffic in the area) collect significant evidence. That means taking photos and notes of the cars, the damages, the place where the fender bender happened.
  • Pay attention to details. You need to have relevant information about the other car or cars involved, in case you'll have to make a legal claim. If the other drivers refuse to collaborate by giving you contact and insurance details, you will have to take information about their car, for example, the license plate number.
  • Pay attention before signing any agreements. In some cases, drivers try to make their own settlements after a fender bender; however, this is not entirely recommended or even legal in every state. In the heat of the moment, you may not see things in their accurate importance. Therefore, take your time to think it through or even contact a professional lawyer for counseling.
  • Contact your insurance company no matter if you intend to file a claim or not. Most car insurance companies will provide coverage for minor car accidents in certain conditions. Therefore, contact your insurance company as soon as you can. Read carefully the terms and conditions of your contract and check the required details, to provide the insurance company all the necessary information for a proper coverage.
  • Make the claim on time. In the state of Florida, the law (Statute of Limitation) will allow filing a claim in a four-year period since the accident took place. After that, you lose the right to sue.
  • Call the police if necessary. If the law requires reporting the fender bender, as it does in many states, a police officer will have to come to the place of the accident. It is in your best interest for them to be there as their reports offer sound evidence.
  • Do not postpone the damage repairs, even if the law doesn't include an obligation to make them, especially when the mechanical condition of the vehicle is fine. However, what may seem just minor scratches or simply unaesthetic aspects should be taken care of if you want to prevent rust or other future complications.

Injured in a Car Accident? Contact Miami Lawyer Sean M. Cleary

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