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The accidents that you have to report are those that involve any damages whatsoever. It is essential to report a car accident in order to be able to recover any damages. The police report is invaluable in determining fault, in facilitating claims with the insurers, providing correct documentation of the crash, etc. It is recommended that to file a report even if the law does not expressly require it.
Reporting an automobile accident is a critical aspect because the police will have the chance to document what happened to write a proper report carefully. This document is imperative because it brings to court valuable evidence of any personal injury that occurred and contains relevant and very well documented information about the damage and the liability.
The police report can provide useful information for your car insurance company, and it can help protect you in the event of an accident-related lawsuit. Depending on where you live, you may be required to contact your police department and file a report. Even if the law does not require it, it is wise to file a police report even if the accident seems minor. Consider the following:
A police report helps you in a number of ways:
It is important for you to gather essential information at the accident scene (take notes and photos). Here are some of the essential information you should include in your report:
Remember to take photos of the scene, your vehicle, and your injuries. Here a few details you should include in your photos:
If the police doesn’t come to the accident scene, you can go to the police department to file your report. You can do it online or at the police station, or file your report with the DMV (Department of Motor Vehicle)
It is important to know that, more documentation provide more evidence to support your claim.