If the other driver leaves the scene, the hit driver should try to get the license plate or a description of the vehicle, to ensure identification. If the other driver is uninsured, but the hit driver carries an Uninsured Motorists’ insurance, that can cover medical expenses and damages. If no insurance exists, the only option is suing the uninsured driver.
The other driver leaving the scene of the accident is a so-called hit-and-run case, a situation that is unfortunately not uncommon. The best thing individuals involved in such events can do is to try to identify the other driver by providing his license plate, a description of the vehicle or the driver. If they can do so, the authorities might be able to identify the person at fault. If, however, the hit driver cannot provide such information, identifying the responsible party might not be possible.
The good thing is that injured individuals might still be able to recover damages in case they carry an Uninsured Motorists' insurance. This type of insurance that is regularly cheap can cover medical expenses and property damage in the event of a hit-and-run accident.
The same kind of insurance can be very useful even if the other driver does not leave the scene of the crash, but he or she is uninsured or under-insured. Your insurance company can then pay the difference in your expenses or the entire cost of your accident.
Unfortunately, injured individuals who do not carry an Uninsured Motorists' insurance can only sue the uninsured driver to recover their damages. Considering that most of the drivers who are uninsured do not own too many assets, a lawsuit might not generate the desired outcome.
At our Miami based law firm we provide you with complete legal services from evidence gathering, to identifying available insurance sources and negotiating on your behalf with insurance companies. Call us today at 305.416.9805.