What Do I Do If the Other Driver Leaves the Scene or Is Uninsured?

If the other driver leaves the scene, the hit driver should try to get the license plate or a description of the vehicle, to ensure identification. If the other driver is uninsured, but the hit driver carries Uninsured Motorists’ insurance, this can cover medical expenses and damages. If no insurance exists, the only option is suing the uninsured driver.

The other driver leaving the scene of the accident is a so-called hit-and-run case. The best thing you can do in this case is to record all the visible details that could lead to identifying the other driver such as:

  • license plate, a description of the driver
  • a description of the vehicle like color, model, and make
  • talk to any witnesses and obtain their contact information.

If any of this is possible, the authorities might be able to identify the person at fault.

If, however, the hit driver cannot provide such information, identifying the responsible party might not be possible. Usually, when you have been involved in a car accident with an uninsured driver you can:

  • report the accident to your car insurance company and find out what coverage is applicable in your situation
  • talk to an experienced car accident attorney about what your options are in case your injuries cannot be covered by adequate insurance.

How Uninsured Motorist’s Insurance Comes Into Play

The good thing is that injured individuals might still be able to recover damages in case they carry Uninsured Motorists' insurance. This type of insurance that is regularly cheap can cover medical expenses and property damage in the event of a hit-and-run accident.

The same kind of insurance can be very useful even if the other driver does not leave the scene of the crash, but they are uninsured or underinsured. Your insurance company can then pay the difference in your expenses or the entire cost of your accident.

Unfortunately, injured individuals who do not carry Uninsured Motorists' insurance have as only option to sue the uninsured driver to recover their damages. Considering that most of the uninsured drivers do not own too many assets, a lawsuit might not generate the desired outcome.

At our Miami-based law firm, we provide you with complete legal services from evidence gathering to identifying available insurance sources and negotiating on your behalf with insurance companies.

Disclaimer: Please note that the information provided on this site is not formal legal advice, also the site does not allow you to form an attorney-client relationship.