The answer is yes, our law firm deals with all types of insurance calls. When you have been in an accident that qualifies as a personal injury case (be it a car crash or a slip and fall), you are entitled to receive damages for your injuries from the negligent party. The compensation is received through the insurance company of the at-fault party. So whether it is a Miami car accident or a Florida medical error, we always get in touch with the insurance company and take the pressure and stress off of our clients. We usually represent clients at the meetings with the insurance claim representative. We can exempt you from having to deal with all the paperwork and negotiation hassle.
You need to make sure you follow the advice below when dealing with an insurance company. If you have questions, please contact our Miami based office, where your legal rights are protected every step of the way. The Law Offices of Sean M. Cleary has more than 20 years of experience in dealing with insurance companies, and we can say that working with them can be tough and frustrating at times.
What Not to Do When You Are Dealing With an Insurance Company
- DON'T give any recorded or written statements to your insurer until you are sure you understand your coverage.
- DON'T allow the insurance company to record your telephone conversation.
- DON'T automatically accept the estimate of your losses given to you by the insurer.
- DON'T sign any releases or waivers of any kind until you obtain legal advice.
- DON'T accept any check that says "final payment" unless you are ready to do so.
- DON'T ignore the fine print on any payment from the insurance company.
- DON'T ignore the time limits set by your policy.
- DON'T forget you have a contract with your insurer, who has a legal obligation to provide the coverage it promised you.
Insurance companies will often try to get you to accept their amount of the settlement, which can be far less than you expected. If your case is not clear-cut, be sure to consult with an experienced personal injury attorney before speaking to an insurance adjuster. Consulting an attorney will save you from making statements which may be damaging to your claim and which you may later regret.
